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Winter Springs/Ft Myers

Workers Compensation Insurance Florida

Protect Who You Love Protect What You’ve Built

Workers’ Compensation Insurance in Florida

Workers' settlement insurance is required for all Florida businesses with four or more staff members. Building and construction services should have coverage for every single staff member.


Our goal is to make sure that anyone interested or involved in the Florida workers' settlement system has the tools and resources they need to get involved. We help hurt employees, employers, healthcare companies, and insurance providers in following the Florida workers' compensation guidelines and laws. While the Division is not responsible for adjusting any claims, we are a resource to help guarantee that claims are being changed and reimbursed properly. Select from the roles listed below to learn more about involvement in the system. About Us


Florida law specifies that workers' payment insurance is needed when a business has four or more workers, either full- or part-time.


So, do you need workers' comp for part-time workers? Unless they fall under among the 3 exceptions above, the answer is yes. Independent professionals are not considered workers, and an employer is not needed to bring workers' compensation insurance for those individuals unless they are in the construction industry.

  • Cover medical expenses and lost wages if an employee is injured
  • Pay legal expenses if an employee files a lawsuit related to a work injury or illness
  • Comply with applicable workers’ comp laws

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Florida Insurance Provider

M-F: 9am-5pm

After hours by appointment


Fort Myers Office

6249 Presidential Ct, Fort Myers, FL 33919, USA

6249 Presidential Court Suite B

Fort Myers, FL 33919

Office: (239) 267-4042

Fax: (239) 267-4043

Winter Springs Office

156 Tuskawilla Rd, Winter Springs, FL 32708, USA

1073 Willa Springs Dr #2009

Winter Springs, FL 32708

(407) 359-0640