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Florida Business Liability Insurance

Protect Who You Love Protect What You’ve Built

Small business insurance in Florida

Florida boasts some excellent small company stats, currently housing 2.5 million small businesses that employ 3.3 million people across an immensely diverse range of industries. To put that into context, small businesses make up 99.8% of businesses in the state and use 42.2% of its offered workers-- a testimony to both small businesses' integral role in any neighborhood and to Florida's business-friendly legislature. However, regardless of the success of lots of small businesses in the state, if you're thinking about beginning or growing your small company in Florida, there are still certain areas of increased liability of which you require to be mindful to proactively secure your organization.


Florida prides itself on being business-friendly, boasting no state earnings tax and relaxed regulations preferring common company practices. For instance, Commercial Liability Insurance is not needed for small company owners in Florida like it is in other states. Although guidelines in the state are unwinded, Florida is known to be particularly litigious, and courts tend to reward large sums of money to plaintiffs. As a result, many small businesses in Florida purchase multiple forms of insurance, even though it is not a legal requirement.


General Liability, typically referred to as Business Liability or Commercial General Liability, safeguards your service when things go wrong. It can secure you versus Bodily Injury, Property Damage, Personal Injury and Injury triggered to others. It can protect you while you are performing your duties and after you've finished them. It can also protect the properties in which you operate along with your operations far from your area. It can safeguard you against something your service did or stopped working to do. General Liability can protect your service against a range of unforeseen situations and provide you with the security you require to be able to continue your operation if you are confronted with monetary loss from a possible claim or suit. No matter your kind of organization operations, you can get General Liability alone or bundle it with other protections such as a Business Owner's Policy (BOP).

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Fort Myers Office

6249 Presidential Ct, Fort Myers, FL 33919, USA

6249 Presidential Court Suite B

Fort Myers, FL 33919

Office: (239) 267-4042

Fax: (239) 267-4043

Winter Springs Office

156 Tuskawilla Rd, Winter Springs, FL 32708, USA

156 Tuskawilla Rd., Ste 2326

Winter Springs, FL 32708

(407) 359-0640