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Life insurance provides a survivor benefit for a person's beneficiaries. It allows survivors to settle debts and other expenses; it can also offer an income source to change that lost by the death of the insured. There are 2 main types of life insurance: term, which offers insurance for a specified amount of time at a lower expense; and irreversible, which provides a specific quantity of protection at variable rates. There are other variations, consisting of universal life, which develops cash value and is commonly marketed by life insurance companies.
Life insurance is an agreement in which an insurance policy holder pays regular premiums in exchange for a lump-sum death benefit may be paid to the insurance policy holder's recipients. The lump-sum benefit is paid when the insurance policy holder either dies or a specific amount of time has actually passed. Life insurance policies can help supply financial security by replacing lost income and covering expenditures.
If you're looking for a life insurance policy, we've got you covered. The Edison Insurance Agency has coordinated with partners to offer budget-friendly life insurance alternatives to meet your family's needs. Get a life insurance quote online or call us at (888) 352-4015 to get the assurance of understanding your loved ones will be secured.
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